Are There Any Payday Loans You Can Get If You Only Have A Netspend Account With Direct Deposit?
I live in Wisconsin-the account is considered checking and has a routing number, but most lenders wont accept it-they say it is ‘blacklisted’. What does this mean?
netspend
Is there a service that will provide private lenders with payment history reporting on debtors’ credit reports?
I have a mortgage from a private lender (not a relative, a private institution). The mortgage does not show up on my credit report at all, which makes my credit score lower than it could be as TransUnion notes I am being penalized for not having mortgage history.
I read and article that said many sub-prime lenders who lend to high credit risk consumers at increased interest rates are going out of business. I am just curious as to what happens to the loan when the lender goes “belly up.”
A recent report indicated that black families who bought homes within the last 3-4 years were hit the hardest by this mortgage cash due to predactory lenders.
How do people live with themselves knowing they played an active role in mortgage crisis by putting raw meat in front of a hungry lion? These lender know that 95% the people being approved for loans wouldn’t be able stay in those and homes after a short-time, and yet they still pushed forward.
Shame on these corporation and those Fat Cat’s.
We are looking to refinance our house soon. My husbands average fico score is 697 and his average credit score is 740. Why is this such a big difference and will the lenders use the fico score or the credit score?
How are lenders and borrowers affected as inflation rates change and they attempt to protect their purchasing power?
I have college loans from about 5 different lenders, and I want to combined them into one payment, is it possible? Is it normal to borrow from different lenders?
I went to a home company, got with the agent who has lenders that they work with. I was approved by the lender…
I am not happy with the agent and his procrastinating/slow/never availability…
Can I hire a better agent and still keep my lender and approved loan amount ?
I think I might need to get a loan to help start a business. Probably around 150-200k and I have great credit but I am wondering what the lenders(banks) normal process is. Will they require me to put a certain percent down or collateral?
I just want to know what’s the top pay day lenders in Australia in terms of period of processing and convenience, preferably those that conduct its services online.
I have to choose from multiple lenders and only need one. One bank I preferred had 3 lender code all together. Which I should I pick? How do I know which one is right?
I want to buy a car, and am considering applying for a car loan.
What do lenders look for as a bare minimum to get a loan?
I have no possibilities for a co-signer, I have been in the same job for 3 years, so I have steady income, and I live at home so I don’t pay rent/mortgage.
Also, what lenders are usually more willing to give loans? Banks, credit unions, etc..?
Thanks!
Do lenders look at my FICO score or what?
I am buying a home and am comparison shopping among different mortgage lenders. The usual big names like Countrywide, Bank of America, Citibank etc have higher rates than the lesser known/unheard of places. How can you know which ones are reputable and which ones to stay away from? Specifically wondering about Liberty, Alpine, Quicken, Priceline etc. Is it important to go with a local, “known” lender or non-local lesser known ones?
I’m thinking about re-financing,but the more lenders I talk to,the more confusing it seems to get.I need to find a lender who is honest and a straightshooter.I’m tired of these guys who only think for themselves first.The rates seem to be great,but then those closing costs are absolutely rediculous.Any lenders out there who charge less than the average Joe?
Most lender just use one credit reporting agency and always the same one. It would help me alot to be able to match up potential lenders by CRA. Any help greatly appreciated.
Besides recent check stubs, W2′s, credit reports, and bank statements…Do lenders call employers, banks, or the IRS to confirm the info?
We currently have a mortgage and I’m trying to figure out if we’d be able to qualify for another (for an investment property to flip) with our current income. We aren’t ready to actually apply for the loan yet, I just need to find out if we even could. How can I figure this out? What are the formulas or qualification standards lenders use?? Thanks.
I see that Baltimore and Cleveland have filed lawsuits against subprime lenders How can they file a lawsuit? Would these banks even have the money to pay for it?
Need help with my macro economics hw.
What effect would inflation have on the real return that lenders receive on their loans?
A. Inflation will increase the real return that lenders receive on their loans
B.Inflation will reduce the real return that lenders receive on their loans
C.Inflation will have an uncertain effect on the real return that lenders receive on their loans.
D.Inflation will have no effect on the real return that lenders receive on their loans.
I am looking for a FHA 30 fixed loan and want some lenders with the lowest rates. It is usually around 6% but if you have a lender that can offer lower I want to know. Please only Colorado lenders because each state has different laws.
This is the email I got.
Dear Steven,
We would be happy to assist you if you were to come today to tour the models. In reference to the questionnaire we will have our lenders here on site today. Depending on which phase you purchase not any lender would be able to finance you here. We are new construction and we currently do not have Fannie Mae approvals and we close with a TCO. Due to those reasons most Lenders will not be able to close you here. I will be able explain it to you further when you arrive. Thank You.
Basically my question is this: In a lenders eyes and for credit reporting/scoring purposes, are all loans viewed equally? Other than the commonly lower interest rates on student loans, is there any reason more attention should be given to credit cards and other loans when constructing a debt-reduction program? What are the pros and cons?
Some people seem to missing the point of my question (Hope). My credit is fine though I do have student loans for my undergrad and graduate education. I pay ALL of my bills ON TIME. I know lenders look at a debt-to-available credit ratio. I also know this is a variable in the formula they use to calculate your credit score. Because often times student loans are a necessary evil whereas credit cards aren’t, is there any difference in how their viewed for those purposes.
Is there a list of predoratory lenders out there. How can I give my customer (I sell real estate in central new york) the best and most truthful information on this subject.
I received a call from a customer and I have never heard of the mortgage corp. Its called Southern Star, and she asked whether it was a good company. She didn’t go through a mortgage company that is associated with our brokerage.
I am looking for a home loan and I keep getting solicited by these online private lenders. Are they for real? Whats the deal?
So I getting ready to but my first him and I’ve been reading a lot of home lone lenders going bankrupt. What happens to a home lone if the lender goes bankrupt? Assuming I get 30 year fixed, and some other bank ends up buying or otherwise obtaining my lone do they have to honor the terms of the lone?
I registered for paypal, and for security they make a small deposit on my savings account, which amount I have to type on paypal to be activated. I just registered online to inspect my financial account, however I’m having troubles to examine the deposit paypal made. Where do I examine that?
Im a realty representative in california and have many customers who bought in a high market … clients are asking yourself if they could lower their loan quantity to market price … exists any lenders actually doing this?